Business Liability Insurance

What is business liability insurance?

AQI’s business liability insurance, also known as general liability insurance, covers and protects your business from liability risks such property damage, injuries, medical costs, and losses. Contact us today to learn more about our policy for small business owners and professionals.

Common terms to know when shopping for liability insurance.

Property Damage

If you were to damage someone’s property, there would be costs to cover the damages. 

Medical Payments

These payments result from any injuries that take place on your premise or under your operations, regardless of who is at fault. An example of this could be a customer slipping on a wet floor at your office location. 

Personal & Advertising Injury

If you’re sued for libel or slander, liability insurance can provide coverage.

Who needs liability insurance coverage?

Examples of businesses that use general liability insurance are:

  • Small business owners
  • Landscaping companies
  • IT contractors
  • Artisan contractors
  • Real estate agents
  • Consulting
  • Marketing
  • Etc.

Should you get general liability insurance for your LLC

LLC’s do issue some protection from personal liability, but it does not provide complete insurance and your business can still be sued. Business liability insurance is encouraged as it protects your business from third party claims involving property damage or injury.

Does your company need a different type of liability insurance coverage?

Proper insurance is necessary and critical to protecting your company, and we have a wide variety of products that are catered to best fit your company needs. To learn more about our products and services, please contact our team.

What does general liability insurance cover?

AQI’s business liability insurance helps protect your company with coverage from claims that come from your day to day business operations, such as:

  • Physical injury
  • Property damage
  • Defense costs
  • Personal and advertising injury

How much does general liability insurance cost?

The cost of business liability insurance depends on your specific business needs. Your business is unique, and so are the risks. Cost influences include:

  • Type of Work
  • # of Employees
  • Location

Do you need other business coverage?

  • Professional Liability Insurance
  • Commercial Auto Insurance