Thank you for visiting our internet website (“Site”). Your privacy is important to us, and we are providing you with this American Quarter Insurance (“AIQ”) Online Privacy Policy (“Online Privacy Policy”) to give you information about how we manage information gathered from this Site managed by the American Quarter Insurance and its affiliates (“AIQ”).
In addition to the information in this Online Privacy Policy, we provide other notices describing our information use and disclosure practices related to other transactions and relationships you may have with us. Such other notices will be presented to you when these situations arise in your dealings with us. This Online Privacy Policy applies only to that information you supply to us through your use and access to this Site.
How We Collect, Use, and Share Information
Functions
You may be required to provide certain information in order to use some of the functions on this Site (“Function(s)”).
You are not obligated to provide any requested information, but it might not be possible to process your request or grant you access to certain Functions without the information requested. For instance, it is necessary for you to provide certain personal information in order to obtain a quote. If you are ever asked for personal information as part of your visit to this Site, and you do not want to provide that information, simply do not proceed with that Function.
Online Account
When you register for an Online Account, we may ask you to provide certain personal information such as name, postal address, email address, telephone number, policy number and details of financial transactions (“personal information”).
When you use the AIQ Services our technology partner, will may collect information about you. Such use is based upon you giving explicit consent to this profiling when registering to use the Services.
Information Use and Disclosure
We only use and disclose personal information collected through this Site as permitted or required by law in conjunction with our normal insurance operations. Here are some examples:
- We may disclose information to others such as our claims adjusters and our attorneys in the processing of an insurance claim;
- We may be required by a court of law to provide information in connection with a legal proceeding;
- We may share information with consumer reporting agencies and insurance support organizations;
- We may share information with government agencies that conduct examinations of our procedures; and
- We may use or share information to enable functionality or presentation of relevant information.
We may also share information collected through the Site with our affiliates or companies that perform marketing services on our behalf to assist us in providing information regarding our products and services to you. These companies are required to keep such information confidential.
Information Security
While your personal information is under our control, access is limited to those who have legitimate business needs for such information. In accordance with applicable state and federal regulations, we maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of information collected through this Site while it is under our control.
Usage Details, IP Addresses and Cookies
As you use and navigate through this Site or App, we may collect information related to your visits, including for example, traffic data, geographic data, reference website data and other communication data. We may also collect individual or aggregate data relating to the resources that you access, as well as information about your device or computer and an internet connection, including your IP address, type of device, operating system, browser type and internet usage data. Some information collected may result in the identification of a particular device or computer; however, AIQ does not use such information to identify any individual.
We transmit non-personally identifiable information to third-party service providers (e.g. Google) that collect website statistics. We also transmit certain non-personally identifiable information to third-party service providers (e.g. AddThis) that may use such information during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you. To learn more about this behavioral advertising practice, you can visit www.networkadvertising.org.
One method of collecting such information is through the use of cookies. A cookie is a small file stored on your device or computer. Use of cookies helps us to improve our functionality and to deliver a better and more personalized service by enabling us to: estimate our audience size and usage patterns; store information about your preferences allowing us to customize our Site according to your individual interests; speed up your searches; and recognize you when you return to our Site. You may refuse to accept cookies by activating the appropriate setting on your browser. However, if you activate such a setting, you may be unable to access certain parts of our Site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Site or access web content via this App.
Information may also be collected automatically through web beacons contained on certain pages of this Site, or web content accessed online. Web beacons are small electronic files also referred to as clear gifs, pixel tags and single-pixel gifs that permit us, for example, to count users who have visited those pages and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
Accessing and Correcting Your Personal Information
You can review and change your username and password and review personal information by logging into the site and visiting your account profile page.
E-mail and Site Communications Functions
This Site uses Hypertext Transfer Protocol Secure (or HTTPS—a widely used communications protocol for secure communications) for communications functions. Unless otherwise noted, e-mail addresses that may be available on this Site do not provide a completely secure and confidential means of communication. It is possible that such communications may be improperly accessed or viewed by another internet user on an unauthorized basis while in transit. If you wish to keep your information completely private, you should not use e-mail.
Children
This Site is not directed to children, and AIQ does not request or intend to collect personally identifiable information from anyone under the age of 13.
Changes to This Online Privacy Policy
We may change this Online Privacy Policy from time to time. When changes are made, the Version Date, which is located below, will be updated. We encourage you to read this Online Privacy Policy periodically to see if there are any changes that might affect you.
Your continued use of this Site after any changes are posted will be considered acceptance of those changes. We may terminate, suspend or discontinue any aspect of this Site, including the availability of any feature at any time. We may also impose limits on certain features and services or restrict access to all or part of this Site without notice or liability.
Questions
You may reach us with questions concerning our Online Privacy Policy by telephone using the Contact Customer Care phone number on our Home Page, by e-mail through the link in the “Contact Us” box on our Home Page, or by mail at the address in the “Contact Us” box on our Home Page.