Loan Protection

Simplify How You Safeguard Loan Collateral

Your focus should be on protecting your investments by reducing risk of uninsured borrowers. American Quarter (“AQI”) Loan Protection Insurance is a risk management program featuring default insurance coverage for owners of loan portfolios.

Our unique loan insurance platform allows financial institutions, banks, credit unions, hedge funds, and lenders to model their specific overhead and funding costs and set a target ROA for their insured portfolio. The result is a profitable loan portfolio with carefully managed pricing and risk characteristics.

AQI loan portfolio insurance is an ideal hedging strategy that provides a layer of yield protection for any loan portfolio.  The insured simply pays a monthly premium which provides a specified amount of coverage on the loans in the portfolio.  In the event that individual loans default the insured can submit the loan(s) which once reviewed, will be reimbursed up to 100% of the loan value up to the maximum loss amount set under the policy.

Find out how American Quarter can benefit your business:

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    Simple and Easy Claim-Filing Process

    Simplicity is one of our guiding principles. Our process is user friendly and stress-free.

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    Transparency in Every Transaction

    We value transparency in the relationships we have with our customers, which is how we’ve built a trusted network.

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    Focus on Your Customers

    Spend more time on your customers and growth of your business. Let us handle handle the rest.

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    Strategic Partners

    Our values, mission, and community are the foundation of AQI, which is why we partner with companies that align with our beliefs.